Guide Documentation
Key Takeaways
- Outright payments often secure the deepest purchase discounts (typically 5% to 10%).
- Milestone installments allow you to preserve liquid capital and pay from ongoing cash flow.
- Choose the structure that maintains your household cash reserves without financial stress.
Evaluating Payment Options#
- Outright Purchase: Best for buyers with full capital ready. You lock in maximum discount and take immediate title ownership.
- Milestone Installments: Ideal for structured cash-flow earners. Spreads payments over 6 to 24 months tied to building milestones.
- Mortgage & Structured Financing: For buyers eligible for long-term institutional mortgage loans.
BALL Advisory Tip
Use your BALL Score results to determine whether an outright payment or a milestone plan best protects your cash flow reserves.
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