01
Calculate net yield
Move beyond gross rent to the income left after recurring costs.
All resources
Free investment calculator
See the return behind the rent—not just the headline figure.
Estimate a Nigerian property's real earning potential after management, maintenance, vacancy and short-let running costs. Compare long-term rent with short-let income on the same basis.
Time needed
About 4 minutes
Built for
Nigeria
What this resource helps you do
02
Compare rental models
Review long-term tenancy and short-let scenarios side by side.
03
Stress-test assumptions
Adjust occupancy, management and upkeep before you invest.
Start here
Model the property’s annual return
Use achievable rent from comparable properties in the same neighbourhood. For short-lets, use a conservative occupancy rate and include power, internet, cleaning and platform costs.
Interactive Financial Modeler
Rental ROI & Cash Flow Calculator
Know your exact monthly net profit, annual return on investment, and capital recovery time.
Standard 12-month advance tenancy. Low operational stress, steady reliable cash flow.
₦
₦20M₦150M₦300M+ (Custom)
≈ ₦466,667 / month
₦
₦1M / yr₦15M / yr₦30M+ / yr
Yearly Lease ProjectionSolid Return
Estimated Net Monthly Profit
₦396,667/ month
Net annual earnings of ~₦4,760,000 in your pocket after all operating deductions.Net Rental Yield6.8%Gross: 8.0%
Capital Payback~14.7Years to recoup cost
Side-by-Side Model Comparison
Standard Lease:₦4,760,000 / yr6.8% net yield
Short-Let / Airbnb:₦8,995,500 / yr12.9% net yield
💡 Short-let can generate ~₦4,235,500 more per year, but requires upfront furnishing and active hospitality hosting.
Landlord Playbook
4 Rules to Protect Your Rental Income
Becoming a landlord should build wealth, not stress. Follow these four non-negotiable rules to secure high rental retention and protect asset value.
RULE 01
Thorough Tenant Income Screening
Verify 6 months bank statements, verifiable employment or registered business, and a credible guarantor. Annual rent should not exceed 35% of the tenant’s net earnings.
RULE 02
Install Dedicated Prepaid Sub-Meters
Never allow tenants to share a central power meter. Dedicated prepaid sub-meters ensure each tenant pays their own bills, eliminating 80% of communal disputes and unpaid utility debt.
RULE 03
Collect a 10% Refundable Caution Deposit
Always hold a 10% security deposit on top of the annual rent. Keep it in reserve to remedy broken fixtures, repaint worn walls, or settle any lingering bills when a tenant vacates.
RULE 04
Execute a Lawyer-Drafted Tenancy Agreement
Never rent on verbal trust or informal handshakes. Have a licensed property lawyer draft an agreement with explicit default remedies and attach a verified inventory photo log.
Looking for High-Yield Investment Properties?
Let BALL match you with pre-vetted rental assets.
We connect smart investors with high-yield properties in prime Lagos corridors with proven tenant demand, verifiable rental track records, and clean titles.
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